The 10 Most Expensive Dogs to Own (And 5 That Are Surprisingly Cheap)

Bringing a dog into your life is one of the most rewarding decisions you’ll ever make—but it’s not just about puppy kisses and wagging tails.

Some breeds can come with a hefty price tag after you’ve brought them home, thanks to medical bills, grooming sessions, and sky-high food costs.

On the flip side, there are a few surprisingly budget-friendly breeds that won’t empty your wallet, even though they’ll still fill your heart.

Whether you’re budgeting for a majestic but high-maintenance companion or searching for a low-cost furry friend, knowing what you’re signing up for matters.

We’ve rounded up the 10 costliest dog breeds to care for—and 5 that are much gentler on your bank account—so you can make a smart, love-filled decision before that first tail wag.

1. Tibetan Mastiff

This furry giant is as majestic as it is expensive. The Tibetan Mastiff’s massive size demands a special diet and ample space to roam.

Known for their territorial temperament, they require extensive training and socialization. Being a rare breed, vet costs can skyrocket due to specific health issues.

Their thick coat not only needs frequent grooming but also adds to heating costs in warm climates. The imposing size and strong-willed nature necessitate specialized housing.

Owning one can be a significant investment, from food to healthcare. Yet, their loyal and protective nature can make them worth every penny.

2. Bernese Mountain Dog

Gentle giants with a heartwarming presence, Bernese Mountain Dogs are both lovable and costly. Their short lifespan, often plagued with cancer, leads to significant vet bills. Joint issues are common, requiring regular medical attention.

With their fluffy coats that demand regular grooming, maintenance costs can add up quickly. Their friendly demeanor means they’re great with families, but healthcare can be a continuous concern.

The combination of medical issues and grooming needs make them expensive buddies. Yet, their loving nature and striking appearance are cherished by many.

3. French Bulldog

Adorable and compact, French Bulldogs come with a price. Their charm is often overshadowed by health concerns. Prone to respiratory issues and spinal disorders, vet visits are a regular occurrence.

Their skin is sensitive, needing special care and products, adding to the expense. Many require C-sections during birth, another costly concern. Despite their small size, they are not a budget-friendly breed.

4. Cavalier King Charles Spaniel

Royal in appearance, the Cavalier King Charles Spaniel boasts elegance and expenses. Heart disease and neurological issues are common, leading to frequent vet check-ups.

Their silky coats demand regular grooming to maintain their royal appearance.

These small-sized companions are big on love and even bigger on healthcare costs. Despite their health challenges, they remain a beloved choice for families seeking a gentle companion.

5. Great Dane

Towering and magnificent, the Great Dane is both a sight to behold and a financial commitment. Their giant stature requires a diet fit for a king, and their risk of bloat demands regular vet check-ups.

With orthopedic beds to accommodate their size, expenses add up quickly. Despite their intimidating presence, they are gentle giants, often seen as the “Apollo of dogs.”

6. English Bulldog

With their iconic wrinkled faces, English Bulldogs are charming yet costly companions.

Chronic skin, joint, and respiratory issues demand continuous medical attention, inflating healthcare expenses.

Specialized diets are often necessary to maintain their health, adding to the cost. Despite their low-energy lifestyle, they require diligent care and attention.

7. Chow Chow

Chow Chows are as unique as they are high-maintenance. Their plush coats demand frequent grooming to prevent matting. Prone to joint and eye issues, regular vet visits are essential.

Extensive training is often necessary to manage their independent nature.

These dignified dogs require a dedicated owner willing to invest time and resources. Their distinct blue-black tongue is a talking point among dog enthusiasts.

8. Rottweiler

Powerful and protective, Rottweilers come with their own set of expenses. Insurance can be costly due to their misunderstood reputation. They are prone to hip dysplasia and ACL injuries, requiring consistent medical care.

Their robust build means they need a balanced diet, contributing to ongoing costs. Despite stereotypes, they are loyal and loving companions for those willing to invest in their care.

9. Akita

Noble and independent, Akitas are a powerful breed that demands attention and resources. Their substantial food requirements coupled with training needs add to the cost. Prone to autoimmune conditions, regular vet visits are a necessity.

Their thick coats require seasonal grooming, especially during shedding periods. Despite the maintenance, their loyal and courageous nature is a testament to their character.

10. Irish Wolfhound

Majestic and gentle, the Irish Wolfhound is an impressive sight with a short lifespan. Cardiac and bone disorders are common, leading to hefty medical bills.

Their enormous size demands a substantial amount of food, which adds to the monthly expenses.

Despite their size, they are known for their gentle demeanor and make excellent companions. Their rarity and unique appearance are cherished by enthusiasts.

11. Beagle

Beagles are the epitome of a budget-friendly breed. Known for their hardy constitution, they require minimal grooming and healthcare.

Their happy-go-lucky attitude makes them a favorite among families. With basic care, they thrive in various environments, proving adaptable and easygoing.

Their minimal vet visits and simple grooming needs make them a wallet-friendly choice.

12. Chihuahua

Chihuahuas are small in size but big on personality. Their tiny stature means they eat very little, making them a cost-effective choice. Known for their long lifespan, they remain healthy with basic care and attention.

Their minimal grooming requirements and robust health further reduce expenses. These pint-sized companions bring joy without breaking the bank.

13. Rat Terrier

Rat Terriers are resilient and adaptable, making them a budget-conscious choice. With low grooming needs and a tough constitution, they rarely require vet visits.

Their minimalistic upkeep and hardy nature make them a practical option for families. Known for their energetic and playful demeanor, they bring joy without the added costs.

The combination of health and low maintenance makes them a smart choice for pet lovers.

14. Border Collie

Border Collies are known for their intelligence and agility. While they require mental stimulation, their health is generally robust, reducing vet bills.

Their low-maintenance grooming needs add to their cost-effectiveness, making them a preferred breed among families. Despite their energetic nature, they adapt well to various living conditions.

Their smarts and adaptability make them a favorite for those seeking a budget-friendly, active companion.

15. Australian Cattle Dog

Australian Cattle Dogs are independent and robust, with very few genetic issues. Their low grooming requirements and hardy constitution make them a budget-friendly choice.

Their independent nature means they thrive with minimal intervention, reducing overall care costs. Known for their loyalty and intelligence, they are excellent companions for active families.

The combination of health and independence makes them a smart choice for those on a budget.